Man gets life cover despite being declined twice

A client of Moneysworth has obtained nearly £170,000 of life cover for a 30-year-term at a guaranteed premium rate of £9 a month, despite previously being declined due to his mental health history, which included a significant event within the last five years. The accepted application is the first example of Moneysworth securing life cover as part of a pilot involving three specialist adviser firms announced by Royal London last week. The insurer's underwriting trial is aimed at providing life cover for those with a history of - or living with - serious mental health conditions. In...