VitalityLife will be providing fully underwritten final decisions online for Type 1 diabetics who have achieved good control of their condition without complications.
All Type 1 diabetes disclosures previously triggered an automatic GP report, but VitalityLife's new rules will instead ask several relevant questions to establish an understanding of how well controlled the condition is. Terms will then be offered in real time, providing a significant reduction in the number of General Practitioner Reports being requested. Automated decisions have been available for several years for Type 2 diabetes, however VitalityLife said under the new rules there will be a higher proportion of cases being accepted online than before. The development is p...
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