Royal London adds benefits to menu income protection

clock • 2 min read

Royal London has made changes to its income protection proposition including fracture cover, hospitalisation payment and an additional payment on death.

  Under 'Fracture Cover', policyholders could receive up to £4,000 per claim with a maximum of two claims accepted in each 12 month period. Multiple fractures are covered up to the £4,000 claim limit. In addition, the hospitalisation payment provides £100 per night if more than six consecutive nights spent in hospital during the deferred period including connected claims, up to a maximum of 90 nights during the term. Other features include additional payment on death - where a payment equivalent to 12 months premiums will be made if death occurs during the policy term. The insur...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

Working2Wellbeing joins IPTF

Working2Wellbeing joins IPTF

Eighth member for 2025

Cameron Roberts
clock 04 April 2025 • 1 min read
The return of redundancy cover and its importance

The return of redundancy cover and its importance

Demand looks set to remain high

Kesh Thukaram
clock 02 April 2025 • 3 min read
Interactive video: Addressing client income protection concerns

Interactive video: Addressing client income protection concerns

How do you engage with clients to help them understand the value of income protection?

Scottish Widows
clock 14 March 2025 • 1 min read