Income protection: Mental health under the spotlight

Protection Guru analysis

clock • 5 min read

Adam Higgs weighs up the mental health support available through IP providers

It is no secret that mental health is the second most common cause of income protection claims. The effects of conditions such as stress, depression or anxiety can be debilitating and the thought of work, especially if the working environment is a factor, can exacerbate the problem. There are a number of services and product features offered by income protection insurers that aid those suffering from mental health. These range from those designed to help deal with the cause, through to helping the client back into the working environment. How such benefits are offered will vary fro...

To continue reading this article...

Join COVER for free

  • Unlimited access to real-time news, key trend analysis and industry insights.
  • Stay on top of the latest developments around health and wellbeing, diversity and inclusion and the cost of living crisis.
  • Receive breaking news stories straight to your inbox in the daily newsletter.
  • Members only access to monthly programme 'The COVER Review'
  • Be the first to hear about our CPD accredited events and awards programmes.

Join now

 

Already a Cover member?

Login

More on Income Protection

Profile of an IP customer: learnings from 2024

Profile of an IP customer: learnings from 2024

Panel with the IPTF and IRESS

Cameron Roberts
clock 13 December 2024 • 1 min read
Accident victims living with long-term health issues

Accident victims living with long-term health issues

"Younger people are particularly vulnerable"

Jaskeet Briah
clock 05 December 2024 • 3 min read
Partner Insight: New Age of Income Protection

Partner Insight: New Age of Income Protection

From Love Island to loving income protection, for Gen Z income protection should be "100% my type on paper", however, also like on Love Island, this does not guarantee compatibility.

Julie Thompson, Protection Proposition Manager, Scottish Widows.
clock 03 December 2024 • 6 min read