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The group risk market must modernise or miss out in the 21st century. John Ritchie outlines the pitfalls ahead

A large part of the South African population consists of low income families and individuals. With the RDR on the horizon and the creation of the money guidance service just around the corner, Andy Milburn looks at what we can copy from the protection...

The Government has announced a policy of cutting across all departments. Peter Barnett assesses what this regime of a thousand cuts means for the protection and health intermediary

AXA Group's sale of part of its UK Life business to Resolution Group has led to a 30% drop in income for the first half of 2010.

Lloyds Banking Group has stopped selling payment protection insurance (PPI) after declaring the product no longer "economical" for the business.

As the country in the world's eye, COVER looks at the parlous state of healthcare in South Africa. Graeme Mackenzie explains

Diving is a popular pastime but can be potentially hazardous, even fatal. By asking the right questions at the outset the underwriters can ensure the correct price is charged for the risk, writes Jeff Barker

Choosing a policy for a client can be tricky. Alan Lakey talks over his solution with Paul Robertson

Medical assessments are to be introduced for those in receipt of the disability living allowance from 2013, the chancellor George Osborne has said.

This weekend is the final chance for you tell the protection and health insurance industry what you think of it.